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Policy pricing is based on 4 factors:

1. How much coverage is needed

2. The type of home: Apartment, Townhome, Condo, Single Family, or Manufactured Home

3. Location of the home: Close to fire departments or in high crime areas

4. The loss history of the applicant

5. Lastly, more and more companies are basing the policy price on the applicant’s payment history, indebtedness, or credit score.

The purchase process is simple:

· Take the application verbally over the phone or via the internet quote form

· Review the application via phone and e-mail or fax

· Approve the pricing and coverage

· Make an initial down-payment (complete)

· Return via fax or mail or e-mail a signed application.

Start the quote process by clicking here